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Debt Consolidation & Personal Loans

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So, basically, debt consolidation means getting one big loan to pay off a bunch of smaller ones. This can be a good idea because you’ll usually get a lower interest rate and only have to make one payment each month. One way to do it is to get a new personal loan and use that money to pay off all your other debts. Then you just have to make one payment each month for the new loan. Easy peasy!