Types of home loans include:
New Home Loans – The home loan market can appear bewildering. With so many different lenders, loans and options, it’s hard to know where to start. That’s where we can help. We’ll listen to what you need, do all the legwork and find the loan that’s right for you.
- Investment Loans – Investor property loans are different from owner loans. With a broad range of features and benefits, they are often more flexible than regular home loans. As always, we’ll help you find the loan that suit your needs.
- Interest-only repayments
- Fixed interest rates
- Extra repayments
- Redraw facilities
- Construction Loans – If you’re building new, you’re probably looking at a
construction loan. And they’re a completely different beast from regular home loans. But don’t stress, all our brokers specialise in construction finance. They’ll help you navigate the often-bewildering choices to find the loan that’s right for you.- Optimum loan structuring
- Process progress payments
- Strategies to unlock equity to fund construction
- Guarantor Loans – A guarantor – usually a family member – provides the equity in their home as security for your loan. A guarantor might reduce your required deposit and paying LMI. There are important considerations, however, that need to be worked through. But we’ll explain all the options and guide you through the process.
- Low Doc Loans – A low doc might be the right option if you can’t provide traditional proof of income such as regular payslips. Low doc loans can get complicated. But we’ll explore all the options, compare the rates and guide you smoothly through the
process. - Refinance Loans – These are loans that allow you to get a better rate, unlock equity to put towards other ventures and consolidate debts. Think of it like your home loan health check.
- Second Mortgages – A second mortgage is a loan taken out on a residential property which is already mortgaged. Basically, it allows you to access equity in your home for a range of purposes.
New Home Loans
The home loan market can appear bewildering. With so many different lenders, loans and options, it’s hard to know where to start. That’s where we can help. We’ll listen to what you need, do all the legwork and find the loan that’s right for you.
Investment Loans
Investor property loans are different from owner-occupier loans. With a broad range of features and benefits, they are often more flexible than regular home loans. As always, we’ll help you find the loan that suit your needs.
- Interest-only repayments
- Fixed interest rates
- Extra repayments
- Redraw facilities
Construction Loans
If you’re building new, you’re probably looking at a construction loan. And they’re a completely different beast from regular home loans. But don’t stress, all our brokers specialise in construction finance. They’ll help you navigate the often-bewildering choices to find the loan that’s right for you.
- Optimum loan structuring
- Process progress payments
- Strategies to unlock equity to fund construction
Guarantor Loans
A guarantor – usually a family member – provides the equity in their home as security for your loan. A guarantor might reduce your required deposit and paying LMI. There are important considerations, however, that need to be worked through. But we’ll explain all the options and guide you through the process.
Low Doc Loans
A low doc might be the right option if you can’t provide traditional proof of income such as regular payslips. Low doc loans can get complicated. But we’ll explore all the options, compare the rates and guide you smoothly through the process.
Refinance Loans
These are loans that allow you to get a better rate, unlock equity to put towards other ventures and consolidate debts. Think of it like your home loan health check.
Second Mortgages
A second mortgage is a loan taken out on a residential property which is already mortgaged. Basically, it allows you to access equity in your home for a range of purposes.
